Chipolo vs. Smart Tracking Card

Both the Chipolo CARD and the Smart Tracking Card can work with Apple's Find My — but the Smart Tracking Card is thinner, charges over USB-C, and never needs to be unpaired and repaired between networks.

Last updated: October 2026

Smart Tracking Card

Smart Tracking Card

€34.95

Registers directly and permanently in Apple's Find My — recharges over USB-C, a cable you already own.

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Chipolo CARD

Can connect to Apple Find My or Google Find Hub, one at a time — recharges over Qi wireless, with the charger sold separately.

Chipolo's card-shaped tracker line changed in 2025: the old "CARD Spot" (Apple Find My only) and "CARD Point" (Google-only) were both discontinued, replaced by a single new model simply called the Chipolo CARD. The new CARD can connect to either Apple's Find My network or Google's Find Hub network — but only one at a time, and switching means unpairing it from one app and re-pairing it through the Chipolo app into the other. The Smart Tracking Card takes a simpler path: it's built specifically and only for Find My, registers there directly, and never needs an app of its own to get started.

This page compares the current Chipolo CARD (not the discontinued CARD Spot, which some older comparisons online still reference) against the Smart Tracking Card on thickness, charging, setup, independent review findings, and real-world running cost — everything beyond the spec sheet that actually affects which one is more convenient to carry every day.

If you already know you're staying on iPhone for the foreseeable future, the table and the "who is this for" section below will likely be enough to confirm the Smart Tracking Card fits. If you're weighing whether the Chipolo CARD's network flexibility is worth its extra thickness, separate charger, and additional app, the deeper sections work through exactly where that trade-off tends to matter.

What changed: Chipolo retired CARD Spot and CARD Point in 2025

If you've seen an older comparison online pitting a "Chipolo CARD Spot" against a wallet tracker, it's worth knowing that product no longer exists as Chipolo's current offering. CARD Spot (Apple Find My only) and CARD Point (Google-only, now called Find Hub) were both discontinued during 2025, alongside two other older Chipolo trackers, ONE Spot and ONE Point. Chipolo's own materials describe the replacement as bringing "significant improvements in design, hardware, and software" — most notably, a single new Chipolo CARD that works with both major ecosystems instead of needing two separate SKUs.

That consolidation is good news if you're not sure which ecosystem you'll be on long-term — say, you're an iPhone user who might switch to Android later. It's a smaller win if you know for certain you're staying on Find My, since in that specific case you're paying for flexibility (and a slightly thicker, pricier tracker) that you'll likely never use.

It's also worth flagging for anyone researching this purchase: because the rename happened mid-2025, plenty of pages published before that still describe the old CARD Spot as Chipolo's current Apple-compatible card, with its old sealed non-rechargeable battery and 2-year rated lifespan. Those figures no longer apply to what Chipolo actually ships today, so if a price or spec you've seen elsewhere doesn't match what's on this page, it's worth checking whether that source has been updated since the 2025 change.

How the Smart Tracking Card connects to Find My

The Smart Tracking Card is built for one job: slide it into a wallet card slot, open Find My on your iPhone, confirm it's yours, and it's live — sitting in the exact same list as your AirPods or your Apple Watch. There's no separate app to install first, no account beyond the Apple ID already on your phone, and nothing to reconfigure later unless you give the card away or sell your wallet.

It recharges over USB-C, the same cable that almost certainly already charges your phone, laptop, or headphones. A full charge is designed to last several months of normal use before it needs topping up again — plug it in overnight occasionally, the same habit you already have for everything else.

How the Chipolo CARD connects — and why it takes one extra step

The Chipolo CARD's setup runs through the Chipolo app first, which then hands the tracker off to either Apple's Find My or Google's Find Hub, depending which network you choose during setup. That's one more app and one more step than the Smart Tracking Card needs, though it's still a straightforward process overall. The trade-off for that extra step is real flexibility: if you ever change phones from iPhone to Android (or the reverse), the same physical card can be unpaired from one network and re-paired into the other, rather than becoming useless scrap the moment you switch ecosystems.

Charging works differently too. The Chipolo CARD recharges via Qi wireless charging rather than a cable — convenient if you already own a Qi charging pad, less convenient if you don't, since Chipolo sells the charger separately rather than including it in the box. Manufacturer guidance suggests a single charge lasts roughly a year under normal use, though that figure comes from Chipolo itself; an independent German tech review (macwelt.de) tested a unit for about six weeks and found it still had roughly 80% of its charge remaining, which is consistent with — though doesn't fully confirm — that year-long claim. The same review did note one unit arrived with its battery already nearly drained, a problem the manufacturer resolved by replacing the card, worth knowing about if you ever receive one that seems to have shipped partially discharged.

Who makes the Chipolo CARD?

Chipolo is a Slovenian company founded in 2013 by seven high-school friends, launched through a Kickstarter campaign and self-funded ever since rather than backed by venture capital. It's one of the older names in Bluetooth item tracking — among the first third-party manufacturers to build a tracker compatible with Apple's Find My network when Apple opened that program up — and has picked up design recognition including a CES Innovation Award honoree mention and a DNA Paris Design Award. Beyond its own card and keyring trackers, Chipolo has also partnered with wallet maker Secrid on a "Trackable Miniwallet" that builds tracking directly into a wallet rather than as a separate card, similar in concept to Seekerity's own MagSafe wallets and cardholder.

That history matters for one practical reason: Chipolo's long Find My track record (predating many competitors) is part of why its implementation tends to be reliable, even with the extra setup step its switchable-network design requires. It's also why Chipolo is a frequently cited name whenever third-party Find My compatibility comes up — including, as covered further down this page, in Apple and Google's own joint industry work on cross-platform anti-stalking protections.

How Apple's Find My network actually works

Whichever card ends up in your wallet, it's worth understanding the network underneath it. Find My isn't an app you download — it's a feature built into every iPhone, iPad and Mac, which works by borrowing the Bluetooth radios of every other Apple device nearby. When your card is out of range of your own phone, any passing iPhone can anonymously and securely relay its last known location back to you, without that stranger ever seeing what they relayed or even knowing it happened. Apple describes this network as spanning hundreds of millions of devices, which is why Find My tends to locate things fastest in busy places — shopping streets, train stations, city centres — where there are simply more devices nearby to do the relaying.

On top of that network sits "Notify When Left Behind," which pings you the moment a registered item separates from your phone, and "Precision Finding," which uses the Ultra-Wideband chip in iPhone 11 and later to show an arrow and distance to a nearby AirTag specifically. Neither the Chipolo CARD nor the Smart Tracking Card includes that UWB hardware — both rely on the map, a distance estimate, and a sound instead, the same as most third-party Find My accessories. None of this, on either card, requires a subscription.

Privacy and anti-stalking: both brands take it seriously

A tracker you can't see invites a fair question: what stops someone using one to follow you without your knowledge? Apple's answer, built into iOS, is a system of Unwanted Tracking Alerts — if an unfamiliar Find My accessory appears to be travelling with you over time, your iPhone surfaces an alert like "[Item] Found Moving With You," lets you play a sound to locate it, and lists it under "Unknown Items Detected with You." Android users get the same basic protection through Apple's free Tracker Detect app, which can manually scan for a nearby Find My accessory following them.

Chipolo specifically is named as one of the manufacturers that committed, alongside Apple and Google, to a joint industry specification published in May 2024 called "Detecting Unwanted Location Trackers" — built so that an unfamiliar tracker triggers an alert regardless of which company made it or which phone you're carrying, iPhone or Android. In practical terms, that means a Chipolo CARD someone else is using can be flagged by your phone the same way an unfamiliar AirTag or Smart Tracking Card would be, and vice versa — the protection isn't limited to each brand's own ecosystem.

Three situations where the difference actually shows up

You're not sure if you'll always have an iPhone. Maybe your next phone could be an Android flagship, or your household is mid-switch between ecosystems. The Chipolo CARD's ability to unpair from Find My and re-pair into Google's Find Hub later means the physical tracker survives that change. A Smart Tracking Card, built specifically for Find My, would need replacing if you left Apple's ecosystem entirely.

You're topping up devices before a trip. The night before travelling, you're charging your phone, your headphones, maybe a power bank — all over USB-C. The Smart Tracking Card joins that same pile with the same cable. The Chipolo CARD needs its own Qi charging pad, which is one more thing to pack or remember, unless you already keep one on your nightstand.

You're choosing based on wallet thickness alone. A wallet that's already tight with cards amplifies small differences — the Smart Tracking Card's roughly 1.8mm against the Chipolo CARD's 2.5mm is less than a millimetre on paper, but it's often the difference between a wallet closing flush and one that bulges slightly at the seam.

Why build a Find My-only card instead of a switchable one?

It's a fair question, given a switchable-network card clearly exists and works. The practical reasoning is straightforward: building for one network only means every design decision — thickness, battery chemistry, charging method, even which features to prioritise in the companion experience — can be optimised specifically for Find My, rather than balanced across two different companies' separate requirements. That's a large part of why the Smart Tracking Card can be thinner and charge over a cable nearly everyone already owns, instead of needing a separate wireless charging accessory: it isn't carrying the added hardware and software complexity of supporting a second ecosystem it may never actually be asked to join.

The trade-off is real and worth stating plainly: if you genuinely expect to move between iPhone and Android in the near future, that flexibility has clear value, and the Chipolo CARD is built specifically to provide it. If you don't, you're not getting anything for the extra thickness and separate charger — which is exactly the calculation this page is meant to help you make for your own situation, not a case for one card being objectively better than the other.

Smart Tracking Card vs. Chipolo CARD: side by side

Seekerity Chipolo CARD
App / network Apple Find My only — registers directly Chipolo app first, then Apple Find My or Google Find Hub (one at a time)
Dimensions Credit-card sized, ~1.8mm thick 85.2 × 53.6 × 2.5mm
Charging USB-C cable (included in the box) Qi wireless, charger sold separately
Battery life per charge Several months Up to ~12 months (manufacturer figure)
Switch between Apple/Android later No — Find My only, permanently Yes — unpair and re-pair into the other network
Colour options Multiple Charcoal only
Price €34.95 ~€40–45 RRP (charger not included)
Best for iPhone users who want the thinnest card and simplest setup Anyone who wants one tracker that could follow them between ecosystems

What an independent review found

Rather than repeat Chipolo's own marketing claims uncritically, it's worth looking at what happened when an independent reviewer actually tested the CARD. Germany's macwelt.de measured the tracker's ring volume at around 80 decibels near an Apple Watch — noticeably below Chipolo's claimed figure of up to 110dB, and roughly on par with Apple's own AirTag 2 rather than louder than it. The same test found the CARD's Bluetooth range came in shorter than an AirTag 2's in side-by-side testing (around 60 metres versus 70 metres), and noted it lacks any form of arrow-guided precision finding, something neither this card nor the Smart Tracking Card offers. The reviewer's overall conclusion was still positive for everyday wallet use — just not a match for every number on Chipolo's own spec sheet.

None of this makes the Chipolo CARD a bad product; most independent reviews of Bluetooth trackers find similar gaps between marketing figures and lab-measured results across the category, including, at times, Apple's own accessories. It's included here because a page comparing two trackers should give you the same tested numbers a reviewer would, not just the figures off each brand's own product page.

Find My vs. Find Hub: are they the same thing?

Not quite, though they do the same basic job for different phones. Find My is Apple's crowd-sourced Bluetooth network, limited to Apple devices. Google's equivalent was called Find My Device for years and was renamed Find Hub in May 2025 alongside a round of new features — real-time location sharing with contacts, partner integrations with luggage and ski-equipment brands, and plans for UWB and satellite-assisted finding on supported devices. It rolls out to any device running Android 6.0 or later.

The two networks don't talk to each other, and a tracker registered on one doesn't show up on the other — which is exactly why the Chipolo CARD's design matters here. Rather than picking a side, it can be paired into whichever one matches your current phone. The Smart Tracking Card doesn't attempt this; it's built only for Find My, on the reasoning that most of Seekerity's customers already know they're staying on iPhone and would rather have the thinnest, simplest card than one built to also work on a platform they'll likely never use.

Setting up each one: what actually happens

With the Smart Tracking Card: slide it into your wallet, open Find My on your iPhone, confirm ownership when the prompt appears, name it, done — typically under a minute, with nothing beyond the Apple ID already on your phone.

With the Chipolo CARD: download the Chipolo app, create a Chipolo account, choose which network to pair it to (Find My or Find Hub), follow the in-app pairing flow, and the card then becomes visible inside that network's own app (Find My or Find Hub) going forward. If you later switch phones between ecosystems, you return to the Chipolo app to unpair and re-pair it into the other network — an extra round trip through a third app that the Smart Tracking Card simply never requires.

Who is this for?

  • Know you're staying on iPhone and Find My → the Smart Tracking Card gets you there in one step, with no second app and no network to choose during setup.
  • Might switch from iPhone to Android (or vice versa) in the next year or two → the Chipolo CARD's ability to re-pair into either network means the same physical tracker survives that switch; the Smart Tracking Card doesn't.
  • Want the thinnest possible card for a tight wallet slot → the Smart Tracking Card, at roughly 1.8mm, is noticeably slimmer than the Chipolo CARD's 2.5mm.
  • Already own a Qi wireless charging pad → charging the Chipolo CARD costs you nothing extra; without one, factor in buying a charger it doesn't include.
  • Want to avoid buying any extra accessory → the Smart Tracking Card's USB-C cable is something almost everyone already owns multiple of.
  • Don't want an extra app on your phone → the Smart Tracking Card skips the Chipolo app entirely and lives straight inside Find My.
  • Care about longest possible time between charges → Chipolo's manufacturer figure of up to 12 months per charge is longer than the Smart Tracking Card's several months, if you'd rather charge less often even at the cost of a slightly thicker card.
  • Want a colour that matches your wallet → the Smart Tracking Card comes in multiple colours; the Chipolo CARD currently ships in Charcoal only.

What it actually costs, charger included

Smart Tracking Card Chipolo CARD
Tracker €34.95 ~€40–45 RRP (street price often closer to ~€40)
Charging cable/pad €0 — USB-C cable included Qi charger not included; ~€15–25 if you don't already own one
Subscription €0 — none exists €0 — none required
Realistic first-year total ~€35 ~€55–70 if a Qi charger needs buying, ~€40–45 if you already own one

Neither tracker charges an ongoing subscription, so the real cost gap here isn't recurring fees — it's whether you already own a Qi wireless charger. If you do, the two are close in price; if you don't, factor that purchase in before comparing the headline prices directly.

Things worth checking before choosing between them

  1. Are you certain which phone ecosystem you'll be on in a year? If there's real uncertainty, the Chipolo CARD's ability to switch networks is a genuine advantage; if there's none, it's a feature you're paying for and never using.
  2. Do you already own a Qi wireless charger? If not, add that to the Chipolo CARD's effective price before comparing it against the Smart Tracking Card's included USB-C cable.
  3. How tight is your wallet's card slot? The 0.7mm difference between 1.8mm and 2.5mm is small on paper but noticeable in a full wallet closed shut.
  4. Do you want to minimise apps on your phone? The Smart Tracking Card needs none beyond Find My itself; the Chipolo CARD needs the Chipolo app for setup and network switching.
  5. Does colour matter to you? Check current availability — the Smart Tracking Card offers more choice than the Chipolo CARD's single Charcoal option.
  6. Are you comparing against the right Chipolo product? Older reviews and listings for "CARD Spot" describe a discontinued product with different specs (a sealed, non-rechargeable battery) from the current Chipolo CARD — make sure any comparison you read is talking about the same current model.
  7. Are you comfortable with an extra manufacturer account? The Chipolo CARD's setup and any future network switch both go through a Chipolo account, on top of your Apple ID or Google account — one more login to manage and, eventually, remember to close if you ever stop using it.
  8. How do you feel about marketing figures versus tested ones? Independent testing on the Chipolo CARD found its measured volume and Bluetooth range fell short of the manufacturer's own stated figures — worth keeping in mind for any tracker's spec sheet, not just this one.

This comparison reflects the current Chipolo CARD (2026), not the discontinued CARD Spot or CARD Point. Figures are based on Chipolo's own published specifications, independent review testing (macwelt.de), and retailer listings at the time of writing. Prices and availability can vary by region and retailer.

Frequently asked questions

Is the Chipolo CARD Spot still available to buy?

No. CARD Spot and CARD Point were discontinued in 2025, replaced by the current Chipolo CARD, which can connect to either Apple Find My or Google Find Hub rather than being locked to one network.

Can the Chipolo CARD work with Apple Find My and Google Find Hub at the same time?

No — only one network at a time. Switching requires unpairing it from the current app and re-pairing it into the other through the Chipolo app.

Does the Smart Tracking Card need the Chipolo app?

No. It's built specifically for Apple Find My and registers there directly — there's no separate manufacturer app involved at all.

Which is thinner, the Smart Tracking Card or the Chipolo CARD?

The Smart Tracking Card, at roughly 1.8mm, is thinner than the Chipolo CARD's 2.5mm.

Does the Chipolo CARD come with a charger?

No. It charges via Qi wireless charging, but Chipolo sells the charging accessory separately rather than including it in the box.

How long does the Chipolo CARD's battery last?

Chipolo states up to around 12 months per charge. An independent six-week review test found no evidence contradicting that figure, though it couldn't fully confirm it in that timeframe.

Is the Chipolo CARD as loud as advertised?

Not quite, according to independent testing. Chipolo advertises up to 110dB, but a reviewer measured roughly 80dB in practice — about the same as Apple's AirTag 2, not louder.

Does either tracker require a subscription?

No. Neither the Smart Tracking Card nor the Chipolo CARD requires an ongoing subscription for their core tracking features.

What colours does the Chipolo CARD come in?

Charcoal only, as of this writing. The Smart Tracking Card is available in more colour options.

Does the Chipolo CARD have arrow-guided Precision Finding?

No. Neither the Chipolo CARD nor the Smart Tracking Card includes ultra-wideband hardware for arrow-guided finding — both rely on a map, distance estimate and sound.

What happened to Chipolo's CARD Point?

CARD Point, Chipolo's older Google-only card tracker, was discontinued in 2025 alongside CARD Spot. The current Chipolo CARD replaces both with a single switchable-network product.

Can I recharge the Smart Tracking Card with any USB-C cable?

Yes — it uses a standard USB-C cable, the same connector used by most modern phones, tablets and laptop chargers.

Is the Chipolo CARD's Bluetooth range as good as an AirTag's?

In one independent test, the Chipolo CARD responded at around 60 metres versus roughly 70 metres for an AirTag 2 — a modest but measurable gap in that specific test.

What is Google's Find Hub, and is it the same as Apple's Find My?

Find Hub is Google's Android equivalent of Find My, renamed from "Find My Device" in May 2025. The two networks are separate and don't share data — a tracker registered on one isn't visible on the other.

Who founded Chipolo, and when?

Chipolo is a Slovenian company founded in 2013 by seven high-school friends, launched through a Kickstarter campaign and self-funded since.

Does Chipolo make anything besides the CARD?

Yes, including keyring-style trackers and, through a partnership with wallet maker Secrid, a "Trackable Miniwallet" with tracking built directly into the wallet rather than added as a separate card.

Can I switch the Smart Tracking Card to Google's Find Hub later?

No. It's built specifically and only for Apple's Find My network. If you expect to switch between iPhone and Android, the Chipolo CARD's switchable design is built for exactly that situation.

Do I need a Chipolo account to use the Chipolo CARD?

Yes, at least for initial setup and for switching networks later. The Smart Tracking Card needs no separate manufacturer account at all.

Why doesn't the Smart Tracking Card also support Google Find Hub?

Building for Find My alone lets the design be optimised specifically for it — a thinner card and a USB-C cable instead of a separate wireless charger. The trade-off is that it won't follow you if you later switch to Android, which is the specific case the Chipolo CARD is built to handle.

Is the Chipolo CARD water resistant?

Specific IP water-resistance ratings can vary by model revision — check the current product listing for the exact rating before relying on it around water.

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